:root{--navy: #0d2d5e;--navy-mid: #1a3d78;--navy-dark: #071c3a;--gold: #c8a84b;--gold-dark: #a88935;--gold-pale: #f5edd6;--cream: #f7f3ec;--white: #ffffff;--off-white: #f7f3ec;--light-gray: #ede8de;--mid-gray: #c8bfaa;--text: #1a1510;--text-muted: #6b5d48;--text-light: #a08c70;--border: #e4d9c5;--shadow-sm: 0 2px 8px rgba(13,45,94,.08);--shadow-md: 0 8px 30px rgba(13,45,94,.14);--shadow-lg: 0 20px 60px rgba(13,45,94,.2);--radius: 16px;--radius-sm: 10px;--radius-lg: 24px;--font-body: "Inter", system-ui, sans-serif;--font-display:"Syne", "Inter", sans-serif;--transition: .25s cubic-bezier(.4,0,.2,1)}[data-theme=dark]{--navy: #051525;--navy-mid: #0d2040;--white: #0d1825;--off-white: #101e30;--light-gray: #162540;--mid-gray: #1e3358;--text: #f0e8d8;--text-muted: #a89070;--text-light: #6a5040;--border: #1e3560;--shadow-sm: 0 2px 8px rgba(0,0,0,.3);--shadow-md: 0 8px 30px rgba(0,0,0,.4);--shadow-lg: 0 20px 60px 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strong{font-size:.95rem;color:#fff;font-weight:700}.crg-item strong.accent{color:var(--gold)}.calc-note{font-size:.75rem;color:#ffffff73;line-height:1.5}.guarantee-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}.guarantee-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:var(--transition)}[data-theme=dark] .guarantee-card{background:var(--light-gray)}.guarantee-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px);border-color:var(--gold)}.gc-icon{width:52px;height:52px;background:#c8a84b1f;border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;color:var(--gold-dark);margin-bottom:14px}.guarantee-card h3{font-size:1rem;font-weight:700;color:var(--text);margin-bottom:8px}.guarantee-card 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